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| In recent years, more people have come to recognise the importance of life protection. In the first quarter of 2025, Hong Kong recorded HK$169 billion in new premiums from non-linked individual business1, reflecting strong market demand for life insurance. |
| What is life insurance? Term vs. whole life — which suits you best? Understand life insurance types and coverage, and take early action to build a solid protection shield for your family today! |
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7 Ways to Boost Your Immune System at Any Age
You probably already know the best health tips — eat more fruits and vegetables, exercise regularly, drink plenty of water. But as you age, you may wonder: are these basics enough to keep your immune system at its best? For example, when entering your 30s or 40s, should you start taking supplements?
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| ProsperLife Insurance Plan is a whole-life protection policy that combines lifelong protection with potential long-term returns, thoughtfully supporting you in caring for yourself and your loved ones across life’s milestones. |
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Lifetime Protection
In the unfortunate event that the insured passes away, we will pay the death benefit to your chosen beneficiary(ies), giving them a financial shield when they need it most |
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Accidental Death Benefit (ProsperLife) Rider
Extra 200% of Accidental Death Benefit2 |
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【First-in-market3】Beneficiary Flexi Option
Customizable Death Benefit Settlement Options4 |
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| From now until 31 May 2026, click the link below to contact an AIA Financial Planner for a needs review. Complete your meeting on or before 30 June 2026 to enjoy: |
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| For the terms and conditions of this promotion, please click here. |
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Act now and contact an AIA Financial Planner for details! |
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| For details on product features, terms and conditions, exclusions, and key product risks, please refer to the relevant product brochure and policy contract. |
| Remarks |
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Insurance Authority, “Insurance Authority releases provisional statistics for the first quarter of 2025”, 2025. |
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In the unfortunate event the insured passes away due to a covered accident on or before the earlier of (i) the end of the 15th policy year and (ii) the policy anniversary on or immediately following the insured’s 75th birthday, the Accidental Death Benefit (ProsperLife) Rider provides accidental death benefit, which is equal to 200% of the sum assured of the basic plan, subject to the limit that no more than US$1,000,000 can be claimed for accidental death benefit with respect to the same insured under all Accidental Death Benefit (ProsperLife) Riders. The Accidental Death Benefit (ProsperLife) Rider is subject to underwriting assessment and exclusions, and its eligibility depends on the Company’s underwriting decision. |
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First-in-market refers to the Beneficiary Flexi Option’s specific feature where the policy owner allows the beneficiary to choose to receive the death benefit payment in accordance with the beneficiary’s selected settlement option when the beneficiary has attained the Designated Age selected by the policy owner or when the beneficiary is diagnosed with a Specified Illness under Beneficiary Flexi Option. This feature is first-in-market when compared with the savings insurance products and life insurance products provided by Hong Kong major insurance companies, pioneered by AIA in the FlexiAchiever Savings Plan on 8 January 2025. |
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Through the Death Benefit Settlement Option, the policy owner can address the unique needs of each beneficiary in receiving the death benefit and accidental death benefit (if applicable). The policy owner has the flexibility to decide the amount of each instalment and the payment interval. If the policy owner has selected the Death Benefit Settlement Option, the policy owner may also select the Beneficiary Flexi Option. With the Beneficiary Flexi Option, the policy owner can allow the beneficiary to choose to receive his/her share of the unpaid death benefit and accidental death benefit (if applicable)in accordance with the beneficiary’s selected settlement option when the beneficiary has attained the designated age selected by the policy owner or when the beneficiary is diagnosed with a specified illness under Beneficiary Flexi Option. |
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Simply meet with an AIA Financial Planner to qualify for the offer. No purchase required. |
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| This email contains general information only and is intended for distribution in Hong Kong only. It does not constitute any sales advice and/or product recommendation. Before applying for any insurance product, customers must complete a Financial Needs Analysis and apply based on their actual protection needs and affordability. The product information in this document does not contain the full terms of the policy. For details on product features, terms and conditions, exclusions, and key product risks, please refer to the relevant product brochure and policy contract. This promotion is not applicable to cases involving plan changes from other insurance products to the promoted insurance products (basic plans or riders, if applicable). If you wish to review a sample policy contract before applying, you may request one from AIA. Life insurance policies are long-term contracts. If you surrender the policy in the early years, the amount you receive may be significantly less than the total premiums paid. |
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“AIA”, “We” or “Us” herein refers to AIA International Limited (Incorporated in Bermuda with limited liability).
Copyright © 2026. AIA International Limited (Incorporated in Bermuda with limited liability) and its affiliates and its
subsidiaries.
All rights reserved. Please read Terms of Use, Privacy Statement.
Address: 27/F Hopewell Centre, 183 Queen’s Road East, Wan Chai, Hong Kong;
Unit 201, 2F, AIA Tower, Nos. 251A-301, AIA Tower Avenida Comercial de Macau, Macau
Customer Hotline: (852) 2232 8888 (Hong Kong); (853) 8988 1822 (Macau)/
Email: hk.customer@aia.com (Hong Kong); aiamacau@aia.com (Macau)
If you do not wish to receive any promotional information from AIA, you may send a written request stating your full English name AND telephone number to hk.customer@aia.com. |
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