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Dear customer,

Looking to explore the world and discover a brilliant future? Opportunities extend beyond local boundaries. AIA’s Global Power Multi-Currency Plan 3 offers flexible global currency options to help you take advantage of time and global opportunities for long-term potential returns.

Plan ahead to achieve financial freedom for yourself and your loved ones! From now until 28 February 2026, contact an AIA Financial Planner for financial needs review to enjoy our limited-time offer^!
Highlights of Global Power Multi-Currency Plan 3

Seize global opportunities
Starting from the end of 2nd policy year, you can exercise the Currency Exchange Option1
Up to 9 currency options, including RMB, GBP, US$, AUD, CAD, HK$, MOP2, EUR and SGD.

First-in-market3 Bonus Unlock Option4
The Bonus Lock-in Option4 allows you to realise potential gains, while the Bonus Unlock Option4 allows you to reallocate bonuses to enjoy potential returns. 

Seamlessly allocate your assets
Mental Incapacity Option5
In the event the policyholder (who is also the insured) is diagnosed as a permanently mentally incapacitated person, the designated family member may receive a payment equal to the designated percentage of policy value on behalf of the policyholder.

Policy Split Option6,7 enables flexible asset allocation  
Not only can you divide your existing policy according to your needs into two policies, but you may also enjoy the option to change your policy currency after the split for extra flexibility in asset planning.

An unlimited number of times to change the insured and contingent insured7 so you can pass on your legacy.
Limited-time Offer^ 

From now until 28 February 2026, click the link below to contact an AIA Financial Planner for a financial needs review. Complete your meeting on or before 31 March 2026 to enjoy:

For the terms and conditions of this promotion, please click here.
Act now and contact an AIA Financial Planner for details!
^ Simply meet with an AIA Financial Planner to qualify for the offer. No purchase required.
Product remarks
For details and relevant product risks, please refer to the product brochure.
1.   From the end of the 2nd policy year onwards, you can choose to exercise the Currency Exchange Option within 30 days after the end of each policy year. This option can only be exercised once per policy year. The principal amount of the policy after the Currency Exchange Option is exercised must not be less than the minimum amount we permit at the time of your application for exercising the Currency Exchange Option.
2.   Macau pataca (MOP) is only available for policies issued in Macau.
3.   Pioneered by AIA in the Global Power Multi-Currency Plan 2 on 5 October 2022.
4.   Within 30 days after the end of each policy year, starting from the end of the 15th policy year, you may apply to exercise the Bonus Lock-in Option once per policy year. Subject to AIA’s rules and regulations. Within 30 days after the end of each policy year, starting from 1 year after you have exercised the Bonus Lock-in Option, you may apply to exercise the Bonus Unlock Option once per policy year.
5.   The designation of a designated recipient and the percentage of policy value under the Mental Incapacity Option is subject to our approval, applicable laws and our prevailing rules and conditions.
6.   From the end of the 3rd policy year or the end of the premium payment term onwards (whichever is later), the policyholder can choose to exercise the Policy Split Option. This option can only be exercised once per policy year. The respective principal amount of both the current policy and the Split Policy after the Policy Split Option is exercised must not be less than the minimum amount we permit at the time of your application.
7.   The Change of Insured Option and Policy Split Option are subject to our approval.

This email contains general information only and is for distribution in Hong Kong only. It does not constitute any sales advice and/or product recommendation. Before applying for any insurance product, customers must complete a Financial Needs Analysis and apply based on their actual protection needs and affordability. The product information in this document does not contain the full terms of the policy. For details on product features, terms and conditions, exclusions, and key product risks, please refer to the relevant product brochure and policy contract. If you wish to review a sample policy contract before applying, you may request one from AIA. Life insurance policies are long-term contracts. If you surrender the policy in the early years, the amount you receive may be significantly less than the total premiums paid.

“AIA” refers to AIA International Limited (incorporated in Bermuda with limited liability).
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