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AVPU
Dear customer,
Health challenges are constantly evolving, with cancer becoming increasingly common. Even with medical advancement, innovative treatments could be expensive. The AIA Voluntary Health Insurance Privilege Ultra Scheme provides extensive medical protection, helping you face health challenges with confidence and access quality care when you need it most. Plus, your premiums are eligible for tax deduction – so you can stay protected and save smart at the same time!
Boost your health shield now! From now until 28 February 2026, contact an AIA Financial Planner for a protection needs review to enjoy our limited-time offer1!
Key Highlights and Value-added Service(s) of AIA Voluntary Health Insurance Privilege Ultra Scheme

 A lifetime coverage limit of up to HK$60 million2
 
 

Extensive medical network covers multi-disciplinary specialists3
 
 
【First-in-market4】
Phase 3 clinical trial drugs benefit5
 
 
【Hong Kong insurance industry-first6】
Care Concierge7 – Dedicated concierge connects you to a suite of healthcare and support services in mainland China
 

Enjoy tax deduction of up to HK$8,0008
Limited-time Offer1

From now until 28 February 2026, click the link below to contact an AIA Financial Planner for a needs review. Complete your meeting on or before 31 March 2026 to enjoy:

For the terms and conditions of this promotion, please click here.

Act now and contact an AIA Financial Planner for details!
Remarks
1.   Simply meet with an AIA Financial Planner to qualify for the offer. No purchase required.
2.   Limited to the coverage scope of the AIA Voluntary Health Insurance Privilege Ultra Scheme.
3.   As of 1 October 2024, coverage includes 20 different specialties and over 510 network doctors. This value-added service is not part of the policy coverage. AIA reserves the right to modify, suspend or terminate such services at any time without prior notice and retains absolute discretion. The specialist network services are only available in Hong Kong.
4.   As of 1 April 2024, compared against Voluntary Health Insurance Scheme – Flexi Plans provided by major Hong Kong insurance companies.
5.   For the definitions of designated cancers and phase 3 clinical trial drugs, please refer to the product brochure and policy contract.
6.   As of 31 January 2024, compared against similar services offered by major Hong Kong insurance companies.
7.   The Care Concierge is an additional value-added service, which is not guaranteed and subject to the respective terms and conditions thereof, and does not form part of the contractual benefit of the product. The services under Care Concierge are provided in Mainland China by the designated third party service provider engaged by AIA and not applicable to Hong Kong and Macau region. For details and the terms and conditions thereof, please refer to the relevant service leaflets.
8.   Each taxpayer can claim a tax deduction of up to HK$8,000 per insured person per year. The eligible premiums for recognised products under the Voluntary Health Insurance Scheme are one of the items that can be claimed for tax deductions concerning salaries tax and personal income tax, but this does not equate to a direct reduction from the total tax payable. The above does not constitute any tax advice. For details on tax deductions, please refer to the Voluntary Health Insurance Scheme and the Hong Kong Inland Revenue Department’s website, and consult your tax and accounting advisor for tax advice. AIA does not provide tax and accounting advice.
This plan is for Hong Kong only and it can be purchased as a basic plan without purchasing other type(s) of insurance products at the same time, or as an add-on plan. Terms and conditions apply. Please note the relevant product risks. For details, please visit aia.com.hk.
This email contains general information only and is intended for distribution in Hong Kong only. It does not constitute any sales advice and/or product recommendation. Before applying for any insurance product, customers must complete a Financial Needs Analysis and apply based on their actual protection needs and affordability. The product information in this document does not contain the full terms of the policy. For details on product features, terms and conditions, exclusions, and key product risks, please refer to the relevant product brochure and policy contract. If you wish to review a sample policy contract before applying, you may request one from AIA.
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